Market snapshot
Finance & accounting
Books, invoices, payroll and budgets. The figures below are the headline numbers from 4 datasets, 205 verified figures in total.
Headline figures
- 531,728US business applications totaled 531,728 in August 2026 on a seasonally adjusted basis, down 7.8% from July.U.S. Census Bureau · Startup Statistics
- 47.2%47.2% of US establishments that opened in the year to March 2021 survived five years to March 2026.U.S. Bureau of Labor Statistics · Startup Statistics
- 34.2%34.2% of US establishments that opened in the year to March 2016 were still in operation ten years later.U.S. Bureau of Labor Statistics · Startup Statistics
- $1.26 trillionCredit card balances in the United States stood at $1.26 trillion at the end of Q2 2026, up $21 billion from the prior quarter.Federal Reserve Bank of New York · Credit Card Statistics
- 22.36%The average interest rate on US credit card accounts assessed interest was 22.36% in August 2026, at commercial banks.Board of Governors of the Federal Reserve System · Credit Card Statistics
- 3.82%The seasonally adjusted charge-off rate on credit card loans at US commercial banks was 3.82% in Q2 2026.Board of Governors of the Federal Reserve System · Credit Card Statistics
- $18.8 trillionTotal US household debt was $18.8 trillion at the end of Q2 2026, down $13 billion or 0.1% from the previous quarter.Federal Reserve Bank of New York · Household Debt Statistics
- $13.1 trillionUS mortgage balances totaled $13.1 trillion at the end of June 2026 after falling $74 billion in Q2.Federal Reserve Bank of New York · Household Debt Statistics
- 0.90The ratio of US household debt to disposable personal income held at 0.90 in Q2 2026, near its lowest level since the late 1990s.Board of Governors of the Federal Reserve System · Household Debt Statistics
- $1.65 trillionOutstanding US student loan balances stood at $1.65 trillion in the second quarter of 2026, down $7 billion from the first quarter.Federal Reserve Bank of New York · Student Loan Debt Statistics
- 42.3 millionFederal Student Aid counted 42.3 million recipients with federal student loans as of June 2026, with balances totaling more than $1.7 trillion.Federal Student Aid, U.S. Department of Education · Student Loan Debt Statistics
- 10.6%In Q2 2026, 10.6% of US student loan balances were 90 or more days past due, up from 10.3% in Q1 2026.Federal Reserve Bank of New York · Student Loan Debt Statistics
Charts
- Startup Statistics
US business applications by series, August 2026
Seasonally adjusted monthly applications for an Employer Identification Number, United States, August 2026 (archived release).
- All business applications531,728
- High-propensity145,387
- From corporations41,075
- With planned wages34,263
Source: U.S. Census Bureautable
All business applications 531,728 High-propensity 145,387 From corporations 41,075 With planned wages 34,263 - Startup Statistics
Share of US establishments opened in 2015/16 still operating, by year
Survival since birth for US private sector establishments that opened in the year ended March 2016, measured each March.
Source: U.S. Bureau of Labor Statisticstable
2016 100% 2017 79.6% 2018 68.8% 2019 61.2% 2020 55% 2021 50.7% 2022 47.4% 2023 43.3% 2024 39.9% 2025 36.8% 2026 34.2% - Credit Card Statistics
Average US credit card interest rate on accounts assessed interest, 2021 to 2025
Annual averages for credit card accounts that were charged interest at commercial banks, not seasonally adjusted.
Source: Board of Governors of the Federal Reserve Systemtable
2021 16.4% 2022 17.9% 2023 22.1% 2024 22.9% 2025 22.3% - Credit Card Statistics
Number of bankcards on US credit files, Q2 2023 to Q2 2026
Millions of general purpose credit cards in the TransUnion US consumer credit database, second quarter of each year.
02004006008001,000531545568591Q2 2023Q2 2024Q2 2025Q2 2026Source: TransUniontable
Q2 2023 531 Q2 2024 545 Q2 2025 568 Q2 2026 591 - Household Debt Statistics
US household debt by type, Q2 2026 ($ trillions)
Outstanding balances in trillions of US dollars, New York Fed Consumer Credit Panel, end of June 2026. HELOC balance of $459 billion shown as 0.459.
- Mortgages$13.1
- Auto loans$1.71
- Student loans$1.65
- Credit cards$1.26
- Home equity lines of credit$0.46
Source: Federal Reserve Bank of New Yorktable
Mortgages $13.1 Auto loans $1.71 Student loans $1.65 Credit cards $1.26 Home equity lines of credit $0.46 - Household Debt Statistics
Total US consumer debt by generation, September 2025 ($ trillions)
Total balances in trillions of US dollars from Experian credit data, September 2025; ages as of 2025.
$0$2$4$6$8$10$1.06$5.79$6.74$4.44$0.49Generation Z (18 to 28)Millennials (29 to 44)Generation X (45 to 60)Baby boomers (61 to 79)Silent Generation (80+)Source: Experiantable
Generation Z (18 to 28) $1.06 Millennials (29 to 44) $5.79 Generation X (45 to 60) $6.74 Baby boomers (61 to 79) $4.44 Silent Generation (80+) $0.49
Datasets
- Startup Statistics
Americans filed 531,728 business applications in August 2026, according to the U.S. Census Bureau, and BLS data show 47.2% of establishments opened in 2020/21 survived five years. Venture investment hit records: PitchBook-NVCA counted $515.8 billion in US deal value through Q3 2026, with AI companies taking 82.7%, while KPMG put global venture funding at $728.3 billion and Crunchbase at $679 billion for the same nine months.
54 figures · 13 publishers · csv
- Credit Card Statistics
US credit card balances reached $1.26 trillion in Q2 2026, according to the Federal Reserve Bank of New York, and accounts that paid interest were charged an average rate of 22.36% in August 2026, according to the Federal Reserve Board. The CFPB found that cardholders paid $160 billion in interest and $31.3 billion in fees in 2024, while 82% of US adults had a credit card in 2025.
51 figures · 13 publishers · csv
- Household Debt Statistics
US household debt totaled $18.8 trillion in Q2 2026, including $13.1 trillion in mortgages, according to the Federal Reserve Bank of New York, and 4.7% of it was delinquent. Relative to income, debt is low: the Federal Reserve puts household debt at 0.90 times disposable income, near its lowest since the late 1990s, while Canadian debt stands at 176.4% of income.
51 figures · 13 publishers · csv
- Student Loan Debt Statistics
Americans held $1.65 trillion in student loans in Q2 2026, and 10.6% of those balances were 90 or more days past due, according to the Federal Reserve Bank of New York. Federal Student Aid counted 42.3 million federal borrowers and more than 9.3 million recipients in default as of June 2026, holding $234 billion.
49 figures · 12 publishers · csv