10 Best Subscription Billing Software of 2026

1. 1

   Stripe Billing

   Recurring billing, invoicing and subscription management built into the Stripe payments platform.

   9.1overall

   Recurring billing, invoicing and subscription management built into the Stripe payments platform.

   Best forSaaS companies already taking payments on Stripe

   Adoption data

   350,000+Stripe says Stripe Billing is used by 350,000+ companies.

   Stripe, Stripe Billing: recurring payments and subscription management (2026): “Stripe Billing enables 350,000+ companies to boost revenue, simplify operations, and scale globally in one place.”

   Stripe Billing is the default choice for SaaS teams that already process cards with Stripe, and the numbers back that up: Stripe says 350,000+ companies use it. The pay-as-you-go plan charges 0.7% of billing volume with no recurring fee, and that rate covers billing transactions processed on and off Stripe but excludes one-off invoices. Companies with steady volume can sign a 1-year contract starting at $620 per month for up to $100,000 of monthly billing volume, with 0.67% on additional volume. The feature set covers subscriptions, quotes, multiphase subscription schedules, automatic reminders, Smart Retries for failed payments and a hosted customer portal. Basic usage-based billing runs through the Meters API with up to 100M events a month, while complex contract and marketplace usage billing goes to Metronome, a separate Stripe product. Payment processing is billed on top, at 2.9% + 30¢ per successful card charge. Teams that want a gateway-neutral billing system usually compare Chargebee or Recurly.

   Strengths

   • +No monthly fee on the pay-as-you-go plan
   • +Largest published user base in this list, 350,000+ companies
   • +Billing and payments run in one account

   Limitations

   • −Card processing is extra: 2.9% + 30¢ per successful card charge
   • −Advanced usage-based billing moves to Metronome, which is sold separately
   • −Percentage pricing gets expensive at high billing volume unless you move to a volume tier

   SummaryStripe Billing is the best choice for SaaS companies already on Stripe because it adds subscriptions, retries and a customer portal for 0.7% of billing volume with no monthly fee. It also has the largest published user base here, 350,000+ companies.

2. 2

   Chargebee

   Subscription billing and revenue management platform for SaaS, AI and consumer subscription businesses.

   8.6overall

   Subscription billing and revenue management platform for SaaS, AI and consumer subscription businesses.

   Best forSaaS teams that want gateway choice and hybrid pricing

   Adoption data

   thousandsChargebee says it is trusted by thousands of businesses globally; it does not publish an exact current count on its company page.

   Chargebee, About Chargebee (2026): “We’re trusted by thousands of businesses globally, and we’re backed by leading investors.”

   Chargebee is the strongest independent billing platform for SaaS companies that do not want their billing tied to a single processor. Its Flow plan is published as either $0 per month plus 0.80% of monthly invoicing volume or $99 per month plus 0.65%, so a small team can start without a fixed fee and switch rates as volume grows. Flow includes a price book, invoicing, usage billing with 100M usage events a month, real-time usage limits and alerts, revenue analytics and pricing tables with one growth experiment. Chargebee connects to 40+ payment gateways, which helps companies that route payments by market or currency. The Enterprise plan adds multi-entity management, account hierarchies up to 30 levels and contract terms, and Salesforce, NetSuite and Intacct connections sit at that level. Adoption is harder to pin down: the company page says only that Chargebee is trusted by thousands of businesses, so its adoption score is lower than Stripe's or Recurly's.

   Strengths

   • +Two published price points, $0 + 0.80% or $99 + 0.65% of invoicing volume
   • +Not tied to one payment processor: 40+ gateways
   • +Add-on CPQ, RevRec and retention tools from the same vendor

   Limitations

   • −No exact customer count on the company page
   • −Salesforce, NetSuite and Intacct connectors are Enterprise items
   • −RevRec Performance pricing is on request

   SummaryChargebee is the best choice for SaaS teams that want billing independent of their payment processor because it connects to 40+ gateways and starts at $0 per month plus 0.80% of invoicing volume. Enterprise connectors such as Salesforce and NetSuite cost more.

3. 3

   Paddle

   Merchant of record that handles billing, payments, sales tax and compliance for software and app companies.

   8.2overall

   Merchant of record that handles billing, payments, sales tax and compliance for software and app companies.

   Best forSaaS companies selling globally that want sales tax handled for them

   Adoption data

   10,000+Paddle says 10,000+ digital businesses trust its platform.

   Paddle, About Paddle (2026): “10,000+ digital businesses trust Paddle”

   Paddle is different from the other products here because it is a merchant of record: Paddle sells your software to the customer, then collects and remits sales tax and VAT, handles fraud and chargebacks and answers buyer payment questions. That is why its fee is all-in at 5% + 50¢ per checkout transaction, with no monthly fees, migration fees or extras, and custom pricing for high-volume businesses. The subscription side covers multi-product subscriptions, localized checkout, recurring B2B invoicing, churn reduction tools and real-time subscription analytics that Paddle says are 100% free. Paddle reports 10,000+ digital businesses on the platform and sales in 300+ markets. For a SaaS company selling into dozens of tax jurisdictions, the fee can cost less than a billing tool plus a tax engine plus finance staff time. For a US-only company with simple tax exposure, Stripe Billing plus card processing usually costs less per transaction.

   Strengths

   • +One all-in fee with no monthly, migration or setup fees
   • +Global sales tax compliance handled by the vendor
   • +10,000+ digital businesses on the platform

   Limitations

   • −5% + 50¢ is higher than a billing-only fee plus card processing for many US-only sellers
   • −Built for digital products, not physical goods
   • −High-volume custom pricing is only available on request

   SummaryPaddle is the best choice for SaaS companies selling worldwide because, as merchant of record, it handles sales tax, fraud and chargebacks for 5% + 50¢ per transaction. US-only sellers with simple tax needs usually pay less elsewhere.

4. 4

   Recurly

   Subscription billing and churn-recovery platform for consumer and B2B subscription businesses.

   8.2overall

   Subscription billing and churn-recovery platform for consumer and B2B subscription businesses.

   Best forsubscription businesses focused on reducing churn

   Adoption data

   8,600+Recurly says it has served 8,600+ merchants with 294 million subscribers worldwide.

   Recurly, Recurly pricing (2026): “8,600+ merchants served 294M subscribers worldwide”

   Recurly is a mature subscription billing platform with a strong focus on keeping subscribers paying. Its Starter plan costs $249 per month plus 0.9% of billing volume, and the first $40K of billings each month carry no percentage fee, which suits companies past their first few thousand dollars of MRR. Starter comes with a 90-day free trial, automated global subscription billing, flexible plans, 1 dunning campaign, 10+ payment methods and 20+ payment gateways. All-Access, for businesses with at least $1M in billing volume, adds AI-powered agents and analytics, multiple dunning campaigns, multicurrency, ACH and single sign-on, priced on request at under 1% of billing volume. Recurly also sells RevRec from $850 per month and an Engage module from $1,600 per month, both billed annually. On its pricing page Recurly reports 8,600+ merchants served and 294M subscribers worldwide. The main drawback for small SaaS teams is the fixed monthly fee, which Stripe Billing and Chargebee do not charge.

   Strengths

   • +Long 90-day free trial
   • +Published merchant and subscriber counts: 8,600+ and 294M
   • +Gateway-neutral, with 20+ gateways

   Limitations

   • −Starter includes only 1 dunning campaign
   • −All-Access needs a $1M billing volume minimum
   • −Fixed $249 monthly fee is high for very early startups

   SummaryRecurly is the best choice for subscription businesses focused on churn because it pairs dunning campaigns and 20+ gateways with a 90-day free trial. Starter costs $249 per month plus 0.9% of billing volume after the first $40K.

5. 5

   Zoho Billing

   Subscription and invoice billing app from Zoho, part of the Zoho Finance suite.

   7.9overall

   Subscription and invoice billing app from Zoho, part of the Zoho Finance suite.

   Best forsmall SaaS companies that want a fixed low monthly price

   Adoption data

   100 million+Zoho, the company that makes Zoho Billing, says its apps have reached 100 million+ users across its product range; it does not publish a separate count for Zoho Billing.

   Zoho, About Zoho (2026): “Marking the milestone of reaching 100 million+ users”

   Zoho Billing is the budget pick for small SaaS companies that prefer a flat fee to a share of revenue. Subscription billing starts on the Premium plan at $79 per organization per month billed annually, or $100 month to month; the $39 Standard plan only covers one-time billing such as quotes and invoices. Premium adds subscription management, hosted payment pages, usage-based pricing, proration, in-app purchases, dunning management, custom modules and advanced analytics, with multi-user access for up to 10 users. Both Standard and Premium allow up to 100,000 invoices a year and annual billed revenue up to $1M, after which Zoho points customers to its Enterprise edition. A 14-day free trial is available. Zoho reports 100 million+ users across all of its apps but does not break out Zoho Billing, so its adoption score is moderate. Teams that expect to pass $1M in billed revenue soon should compare Chargebee or Maxio.

   Strengths

   • +Lowest fixed monthly price for subscription billing in this list, $79 billed annually
   • +No percentage of revenue on Standard and Premium
   • +Works with other Zoho Finance apps

   Limitations

   • −Standard and Premium cap annual billed revenue at $1M
   • −No Zoho Billing-specific customer count
   • −Fewer payment gateway and revenue recognition options than Chargebee or Maxio

   SummaryZoho Billing is the best choice for small SaaS companies on a budget because subscription billing costs a flat $79 per month billed annually with no revenue share. The $1M annual billed revenue cap means fast-growing teams will outgrow it.

6. 6

   Maxio

   B2B SaaS billing, revenue recognition and financial reporting platform.

   7.6overall

   B2B SaaS billing, revenue recognition and financial reporting platform.

   Best forB2B SaaS finance teams that need billing and revenue recognition together

   Adoption data

   2,000+Maxio says 2,000+ SaaS, AI and subscription businesses use its platform.

   Maxio, Maxio pricing (2026): “Trusted by 2,000+ SaaS, AI and subscription businesses worldwide”

   Maxio is aimed squarely at B2B SaaS finance teams that want billing and accounting-grade reporting in one place. The Grow plan starts at $599 per month with unlimited users, and Maxio states there are no overages or hidden fees. Every plan includes usage-based billing, subscription management, recurring billing, collections and dunning, and 20+ payment gateways. What sets it apart from billing-first tools is the finance layer: revenue recognition with scheduled, recognized and deferred revenue, A/R aging, roll-forward reports and SaaS metrics such as cohorts, renewal rate and subscription momentum. Integrations cover QuickBooks, Xero and NetSuite on the accounting side and Salesforce, HubSpot and Pipedrive for CRM. Maxio says 2,000+ SaaS, AI and subscription businesses use it. Advanced revenue management, multi-entity and EU hosting are optional modules, and the Scale plan is priced on request.

   Strengths

   • +Billing, rev rec and SaaS reporting in one plan
   • +Unlimited users and no hidden fees, per Maxio
   • +20+ payment gateways

   Limitations

   • −$599 per month starting price is high for early startups
   • −Scale plan pricing is on request
   • −Advanced revenue management and multi-entity are optional modules

   SummaryMaxio is the best choice for B2B SaaS finance teams because its $599 Grow plan bundles billing, revenue recognition and SaaS metrics with unlimited users. Startups with simple billing will pay less with Stripe Billing or Chargebee.

7. 7

   Zuora

   Enterprise quote-to-cash platform covering subscription billing, revenue recognition and collections.

   7.6overall

   Enterprise quote-to-cash platform covering subscription billing, revenue recognition and collections.

   Best forlarge enterprises with complex billing and revenue rules

   Adoption data

   1000+Zuora says it serves 1000+ companies worldwide.

   Zuora, Zuora: quote to cash platform (2026): “Empowering 1000+ companies worldwide”

   Zuora is the enterprise option in this list, built for companies whose billing has outgrown subscription tools: multiple products, negotiated contracts, usage, amendments and strict revenue recognition. Its homepage says it serves 1000+ companies worldwide and that it was named a Leader in the 2026 Gartner Magic Quadrant for Recurring Billing Applications and in the 2025 Forrester Wave for Recurring Billing Solutions. The platform pairs Zuora Billing with Zuora Revenue for revenue recognition and adds a Zuora AI assistant for finance teams, and the company advertises up to 100x faster invoicing. The trade-off is cost and effort. Zuora does not publish prices and buying is sales-led, so its value score is the lowest here. A SaaS company under a few million dollars in ARR will usually get more for its money from Chargebee, Maxio or Stripe Billing, and move to Zuora only when contract complexity demands it.

   Strengths

   • +Deepest enterprise billing and revenue feature set in this list
   • +Leader in the 2026 Gartner Magic Quadrant for Recurring Billing Applications
   • +Billing and revenue recognition from one vendor

   Limitations

   • −No published prices
   • −Sales-led implementation, not self-serve
   • −More system than most startups need

   SummaryZuora is the best choice for large enterprises with complex contracts because it combines billing and revenue recognition and was named a 2026 Gartner Magic Quadrant Leader. Prices are not published, so expect a sales-led process.

8. 8

   Lago

   Open-source usage-based and hybrid billing platform, available self-hosted or as Lago Cloud.

   7.5overall

   Open-source usage-based and hybrid billing platform, available self-hosted or as Lago Cloud.

   Best forengineering-led SaaS and AI companies that want open-source billing

   Lago is the open-source choice for SaaS and AI companies whose engineers want control over billing logic. The code can be self-hosted at no license cost, and Lago Cloud runs in the US or EU. The Launch plan has no minimum commitment: the first $100,000 of processed billings and the first 5 million accepted production events are free once, after which Lago charges 0.7% of processed billings and $20 per million events. Scale has a $12,000 annual minimum with billing rates from 0.6%, decreasing with volume, and Enterprise adds VPC or on-premises deployment. Product modules cover real-time usage metering, invoicing, prepaid credits with alerts and auto top-ups, quotes and order forms, entitlements, cash collection, revenue analytics and revenue recognition. Lago's fee does not include payment processing, so you still need Stripe or another processor. We found no published customer count to cite, so its adoption score is conservative.

   Strengths

   • +Self-hosted open-source edition has no license fee
   • +Launch plan has no minimum commitment
   • +Strong fit for usage and token-based AI pricing

   Limitations

   • −No published customer count to support adoption
   • −Self-hosting means your team runs and maintains it
   • −Lago fee does not include payment processing

   SummaryLago is the best choice for engineering-led SaaS and AI companies because its billing engine is open source and Lago Cloud is free for the first $100,000 of billings. You still pay a payment processor separately.

9. 9

   Orb

   Usage-based and hybrid billing engine for high-growth software and AI companies.

   7.2overall

   Usage-based and hybrid billing engine for high-growth software and AI companies.

   Best forAI and API companies with heavy usage-based pricing

   Orb is built for software companies whose revenue depends on metered usage, such as AI and API products. Its Business plan is priced by the credit at $6.00 per credit, less with volume discounts, and Orb says one credit works out to 0.60% of billing volume plus event ingestion and other metered dimensions. New accounts get 100 free credits. Business includes real-time event ingestion and alerting, hybrid and usage-based billing, Orb Invoicing with A/R aging, Adyen and Stripe payment integrations, automated price changes and finance and tax integrations. Orb also supports prepaid credits, plan versions with scheduled migrations and pricing simulations that model a price change before launch. Enterprise adds customer hierarchies, collections automation, NetSuite and Salesforce integrations, a 99.9% availability SLA and audit logs. Orb does not publish a customer count we could cite, so adoption is scored conservatively, and teams with simple seat-based plans will find Stripe Billing or Chargebee simpler.

   Strengths

   • +Published credit price, $6.00 per credit
   • +100 free credits to test the platform
   • +Pricing simulations show the impact of a price change before launch

   Limitations

   • −No published customer count
   • −Credit pricing adds event and feature meters on top of billing volume
   • −NetSuite, Salesforce and SLA commitments are Enterprise features

   SummaryOrb is the best choice for AI and API companies with heavy metered usage because it ingests events in real time and lets teams simulate price changes. Its credit pricing is about 0.60% of billing volume plus metered dimensions.

10. 10

    ChargeOver

    Recurring billing and payments software with flat monthly pricing for small and mid-sized businesses.

    6.6overall

    Recurring billing and payments software with flat monthly pricing for small and mid-sized businesses.

    Best forsmall B2B companies that want flat pricing tied to QuickBooks or Xero

    ChargeOver is a recurring billing tool for companies that want a predictable bill rather than a share of revenue. Pricing starts at $229 per month, ChargeOver states that its plans are not based on a percentage of invoiced revenue, and there are no annual contracts or commitments. Plans include unlimited invoices, QuickBooks and Xero integrations, HubSpot and Salesforce integrations, API access, customizable email templates and live support. The billing engine handles fixed-price subscriptions, metered and quantity-based billing and add-ons, and a self-service billing portal lets customers manage their own subscriptions. It accepts credit cards, PayPal and ACH, but plans do not include payment gateway and merchant account fees, which ChargeOver puts at a typical 2.9% + 30 cents per transaction. ChargeOver publishes no customer count we could cite, and its revenue recognition and SaaS analytics are lighter than Maxio's or Chargebee's, so it ranks last for SaaS companies here.

    Strengths

    • +Pricing is not a percentage of invoiced revenue
    • +No annual contracts or commitments
    • +Live support team help on its plans

    Limitations

    • −No published customer count
    • −Gateway and merchant account fees are extra
    • −Fewer usage-based and revenue recognition features than SaaS-focused tools

    SummaryChargeOver is the best choice for small B2B companies that want flat pricing because it starts at $229 per month with unlimited invoices and no revenue share. SaaS teams that need revenue recognition should look at Maxio or Chargebee.

Questions or corrections: editorial@statlyst.com · Disclosure