10 Best AI Spreadsheet Tools of 2026

1. 1

   Microsoft Copilot in Excel

   Microsoft's AI assistant built into Excel that writes formulas, edits tables and analyzes data from plain-English requests.

   9.2overall

   Microsoft's AI assistant built into Excel that writes formulas, edits tables and analyzes data from plain-English requests.

   Best forAnalysts whose work already lives in Excel workbooks

   Adoption data

   30 millionMicrosoft said on its fiscal 2026 fourth-quarter earnings call that it has more than 30 million paid Microsoft 365 Copilot seats.

   Microsoft, Microsoft FY26 Fourth Quarter Earnings Conference Call (2026): “When it comes to knowledge work, we now have over 30 million paid Microsoft 365 Copilot seats”

   Copilot sits inside Excel itself, so analysts can ask it to write a formula, restructure a table or change formatting and then review each change before accepting it. Microsoft's Excel page describes help with formulas, tables and formatting, and the same app includes Python in Excel for heavier analysis without leaving the workbook. For an individual, the cheapest route is Microsoft 365 Personal at $9.99 a month or $99.99 a year, which bundles Copilot with the Word, Excel, PowerPoint, Outlook and OneNote desktop apps and 1 TB of storage. Companies buy Microsoft 365 Copilot as a separate per-user add-on, which raises the cost per analyst. Adoption is the strongest on this list: Microsoft reported more than 30 million paid Microsoft 365 Copilot seats on its fiscal 2026 fourth-quarter call, although that figure covers all Microsoft 365 apps, not Excel alone. The main limit is scope: Copilot works on Excel files, so teams that live in Google Sheets or need live database connections will want another tool.

   Strengths

   • +Lowest entry price among the big-suite options at $9.99 a month for one person
   • +Changes happen inside the native .xlsx file, so nothing needs converting
   • +Backed by the largest paid AI seat base on this list

   Limitations

   • −Business seats need the Microsoft 365 Copilot add-on on top of a Microsoft 365 plan
   • −Personal covers only one person
   • −Copilot covers Excel files, not Google Sheets

   SummaryMicrosoft Copilot in Excel is the best choice for analysts who already work in Excel because it edits formulas and tables in the native file from $9.99 a month. Pick another tool if your data lives in Google Sheets.

2. 2

   Gemini in Google Sheets

   Google's Gemini assistant inside Sheets for generating formulas, visualizing data and surfacing insights.

   8.7overall

   Google's Gemini assistant inside Sheets for generating formulas, visualizing data and surfacing insights.

   Best forTeams that already run on Google Workspace

   Adoption data

   3 billionGoogle says Workspace serves more than 3 billion users and more than 13 million customers.

   Google, 10 more announcements for Workspace at Next 2026 (2026): “Google Workspace is where work happens for over 3 billion users and more than 13 million customers”

   Gemini in Google Sheets adds an AI panel to the spreadsheet that Google describes as a way to visualize data and surface insights faster. Analysts can ask it to chart or summarize data, and the work stays in the same shared Sheets file their colleagues already edit. Google's Workspace pricing page lists Gemini in Sheets on Business Standard and higher plans but not on Business Starter, so the practical entry price is Business Standard, which Google's billing help page lists at $16.80 USD per user on the monthly Flexible Plan. That fee covers the whole Workspace suite, including Gmail, Drive and Meet, which is good value for a team that needs all of it and expensive for someone who only wants AI in a spreadsheet. Google reports more than 3 billion Workspace users and more than 13 million customers, the widest reach here, though that figure counts free accounts and every Workspace app.

   Strengths

   • +No add-on needed on Business Standard and higher
   • +Works on files the whole team already shares
   • +Backed by Google's Workspace admin and security controls

   Limitations

   • −Business Starter, the cheapest Workspace plan, does not include Gemini in Sheets
   • −Priced per user for the whole suite, not for AI alone
   • −Flexible Plan rate is higher than annual commitment pricing

   SummaryGemini in Google Sheets is the best choice for teams already on Google Workspace because it is included in Business Standard at $16.80 per user per month. Excel-based teams should look at Copilot instead.

3. 3

   Julius AI

   An AI data analyst that reads spreadsheets and data files, runs analysis and produces charts from plain-English questions.

   8.5overall

   An AI data analyst that reads spreadsheets and data files, runs analysis and produces charts from plain-English questions.

   Best forAnalysts who want analysis and charts from uploaded files

   Adoption data

   2 millionJulius told TechCrunch in July 2025 that it had more than 2 million users.

   TechCrunch, AI data analyst startup Julius nabs $10M seed round (2025): “The company said it has more than 2 million users and generates more than 10 million visualizations.”

   Julius works like an analyst you message: you upload a spreadsheet or data file, ask a question in plain English, and it writes and runs the analysis, then returns charts, tables or a short report. The pricing page lists a free plan with daily credits, Plus at $20 a month with 2,000 credits, 16 GB of RAM and 7-day file storage, and Pro at $45 a month with 5,000 credits and unlimited parallel agents. Business costs $450 a month for 60,000 credits and lets you invite teammates. Julius told TechCrunch in July 2025 that it had more than 2 million users and had generated more than 10 million visualizations; that number is self-reported and does not separate paying users. Unlike Copilot or Gemini, Julius does not live inside your spreadsheet, so you export results back into Excel or Sheets. For analysis and charting on a CSV, it covers more ground than formula helpers.

   Strengths

   • +Permanent free plan with daily credits
   • +Plus at $20 a month includes frontier models
   • +Reported more than 2 million users in 2025

   Limitations

   • −Works on uploaded files rather than inside Excel or Sheets
   • −Plus keeps files for only 7 days
   • −Business plan jumps to $450 a month

   SummaryJulius AI is the best choice for analysts who need analysis and charts from uploaded files because Plus includes 2,000 credits and 16 GB of RAM for $20 a month. It is less useful if you want AI inside the spreadsheet itself.

4. 4

   GPTExcel

   An Excel AI assistant that generates formulas, pivot tables, scripts and summaries from uploaded Excel or CSV files.

   8.4overall

   An Excel AI assistant that generates formulas, pivot tables, scripts and summaries from uploaded Excel or CSV files.

   Best forBudget users who mainly need formulas and quick file analysis

   Adoption data

   1.7MGPTExcel says on its homepage that more than 1.7 million people use the product.

   GPTExcel, GPTExcel homepage (2026): “Join 1.7M+ people who use GPTExcel to turn raw data into answers.”

   GPTExcel started as a formula generator and now also lets you upload Excel or CSV files and chat with them for charts, summaries and pivot tables. Its generators cover Excel formulas, scripts, SQL, regex and templates, and the Pivot Builder and Slide Deck Builder agents turn a sheet into a pivot table or a short deck. The free plan includes 50 credits a month, a fast model, 5 free tool runs a day and files up to 5 MB. Pro costs $9 a month for about 3,000 credits, files up to 50 MB and the Standard model, while Pro Plus costs $18 a month for about 10,000 credits and adds the Expert model. GPTExcel says more than 1.7 million people use it, which is high for a small tool, though the figure is self-reported. It does not sit inside Excel, so you paste formulas back or download results, which suits occasional formula work better than daily modeling.

   Strengths

   • +Cheapest verified paid plan on this list at $9 a month
   • +Free plan includes 50 credits a month and 5 free tool runs a day
   • +Reports more than 1.7 million users

   Limitations

   • −Works on uploaded files, not as an add-in inside Excel
   • −Free plan caps files at 5 MB
   • −Expert model only on Pro Plus

   SummaryGPTExcel is the best choice for budget users who mainly need formulas because Pro costs $9 a month, the lowest verified paid price on this list. Heavy modelers should look at Copilot or Shortcut.

5. 5

   Quadratic

   An AI spreadsheet that mixes formulas with Python, SQL and JavaScript and connects to live databases.

   8.2overall

   An AI spreadsheet that mixes formulas with Python, SQL and JavaScript and connects to live databases.

   Best forTechnical analysts who want code and AI in one spreadsheet

   Adoption data

   250,000Quadratic says on its homepage that more than 250,000 people use it.

   Quadratic, Quadratic homepage (2026): “Trusted by 250,000+ people at top companies and universities”

   Quadratic is a browser spreadsheet where any cell can hold a formula or a block of Python, SQL or JavaScript, and its AI writes that code, the formulas and the charts when you describe what you want. You can bring in CSV, Excel and PDF files or connect live sources such as Postgres, QuickBooks, Google Analytics and Mixpanel, which suits analysts who rebuild the same report every week. The free Personal plan has limited AI usage, sharing, files and connections. Pro costs $18 per user per month billed annually and includes $20 in AI credits a month, more models and unlimited sharing, files and connections. Business costs $36 per user per month with $40 in credits and on-demand top-ups, and Enterprise adds SSO and self-hosting. Quadratic says more than 250,000 people use it. It is not an add-in for Excel or Sheets, so teams that must deliver .xlsx files will export.

   Strengths

   • +Free plan for individuals
   • +Code and formulas in the same grid, so analysis is repeatable
   • +Live database connections without a separate BI tool

   Limitations

   • −Free plan has limited AI usage, sharing and connections
   • −A separate app, not an Excel or Sheets add-on
   • −Business plan doubles the price to $36 per user per month

   SummaryQuadratic is the best choice for technical analysts because one sheet mixes Python, SQL and formulas, with Pro at $18 per user per month. Non-coders will get more from Copilot or Gemini.

6. 6

   Coefficient

   An add-on that syncs business data into Google Sheets and Excel and uses AI agents to model, chart and report on it.

   8.0overall

   An add-on that syncs business data into Google Sheets and Excel and uses AI agents to model, chart and report on it.

   Best forRevenue and operations teams that report from live business data in spreadsheets

   Adoption data

   700,000Coefficient says on its pricing page that it has more than 700,000 users.

   Coefficient, Coefficient pricing (2026): “700,000+ happy users”

   Coefficient solves a different part of the analyst's job: getting fresh data into the spreadsheet in the first place. It connects Google Sheets and Excel to more than 150 systems, which the vendor describes as your entire tech stack, then keeps the imported tables in sync and lets AI agents model the data, build dashboards and send alerts when numbers change. The free plan covers 3 standard data sources, 5,000-row imports, 50 manual refreshes a month and on-sheet AI functions. Starter costs $49 a month and adds daily automatic refresh, snapshots and the SQL, chart and pivot builders. Pro costs $99 per user per month with unlimited row imports and comes with a 30-day free trial. Coefficient says it has more than 700,000 users. For formula help alone it is expensive, but for teams that rebuild pipeline or marketing reports by hand every week, the automatic refresh is the main thing they pay for.

   Strengths

   • +Free plan with 3 data sources
   • +Pro includes a 30-day free trial
   • +Reports more than 700,000 users

   Limitations

   • −Starter at $49 a month is the second highest entry price here
   • −Pro costs $99 per user per month
   • −Free plan refreshes manually only

   SummaryCoefficient is the best choice for revenue and operations teams because it syncs data from 150+ systems into Sheets and Excel on a schedule. Analysts who only need formula help should pick a cheaper tool.

7. 7

   SheetAI

   A Google Sheets add-on that runs AI text and image prompts across whole columns with a =SHEETAI formula.

   7.9overall

   A Google Sheets add-on that runs AI text and image prompts across whole columns with a =SHEETAI formula.

   Best forGoogle Sheets users who run bulk text work on thousands of rows

   Adoption data

   198kSheetAI reports more than 198,000 installs on the Google Workspace Marketplace.

   SheetAI, SheetAI homepage (2026): “198k+ installs and 4.5 stars on Google Workspace Marketplace.”

   SheetAI brings AI into Google Sheets as a formula: write =SHEETAI with a prompt that references a cell, drag it down, and every row fills with generated text or images. That makes it useful for data cleanup tasks such as classifying free-text answers, extracting fields or normalizing product names across thousands of rows. You can choose GPT, Claude, Gemini Flash or Grok models. The free plan works with your own API key, and SheetAI says it adds no markup to your provider's charges. Starter costs $12 a month for up to 500 AI calls without a key, Pro costs $29 a month for heavy daily use, and one-off credit packs start at $29. SheetAI reports more than 198,000 installs and a 4.5-star rating on the Google Workspace Marketplace. It does not build financial models or explain formulas, so analysts who need that should pair it with Gemini or pick another tool.

   Strengths

   • +Free forever if you bring your own API key
   • +Starter at $12 a month needs no key
   • +4.5 stars on the Google Workspace Marketplace

   Limitations

   • −Google Sheets only
   • −Focused on text and media, not formula building or modeling
   • −Install count is not the same as active users

   SummarySheetAI is the best choice for Google Sheets users doing bulk text cleanup because one formula fills a whole column and the free plan works with your own API key. It does not help with formula writing or modeling.

8. 8

   Shortcut

   An AI agent that builds and edits Excel models, available on the web, as a desktop app and as Excel and Google Sheets plugins.

   7.5overall

   An AI agent that builds and edits Excel models, available on the web, as a desktop app and as Excel and Google Sheets plugins.

   Best forFinance professionals building full Excel models

   Shortcut is aimed at finance work where the output is a full model rather than a single formula. Its agent builds and edits Excel files, and it runs on the web, as a desktop app and as plugins for Excel and Google Sheets. The company markets it to hedge funds, private equity firms, banks and FP&A teams. The free plan gives 20 credits a week. Pro costs $100 a month billed annually and adds 1,000 monthly credits, unlimited file creation and edits and API access. Teams costs $320 a month plus $100 per seat with pooled credits, usage stats and central billing. Shortcut publishes its own benchmark claims on its homepage, but those are internal evaluations, and it does not publish a user count, so we scored adoption conservatively. For an analyst who builds financial models every week the price can make sense; for formula help or data cleanup it is far more than needed.

   Strengths

   • +Free plan with 20 weekly credits
   • +Works as both an Excel and a Google Sheets plugin
   • +Built for multi-step finance models, not single formulas

   Limitations

   • −Pro costs $100 a month, the highest entry price here
   • −Teams costs $320 a month plus $100 per seat
   • −No published user count

   SummaryShortcut is the best choice for finance professionals building full Excel models because its agent creates and edits whole workbooks and works as an Excel plugin. At $100 a month on Pro, it is too expensive for occasional formula help.

9. 9

   Sourcetable

   An AI spreadsheet with a built-in assistant, data connectors, SQL editor and Python toolkit.

   7.4overall

   An AI spreadsheet with a built-in assistant, data connectors, SQL editor and Python toolkit.

   Best forStudents and analysts who want a free AI spreadsheet with code tools on the paid plan

   Sourcetable is a standalone spreadsheet with an AI assistant that writes formulas, builds pivots and charts, cleans data and generates templates on request. Every plan includes data connectors, so you can pull data in rather than paste it. The free Regular plan includes 50 AI credits a month, which is enough to try it but not to use it daily. Pro costs $29 per user per month for 2,000 credits and adds deep research, premium models, a Python and data science toolkit and a SQL editor and query builder. Max costs $100 per user per month for 6,000 credits. Credit top-ups start at $10 and do not expire, and students and faculty get 50 percent off Pro and Max. The vendor lists SOC 2 Type 2, HIPAA and PCI compliance. Sourcetable does not publish a user count, so we scored adoption conservatively.

   Strengths

   • +Free spreadsheet with data connectors included
   • +50 percent discount for students and faculty on Pro and Max
   • +Extra credits can be bought and do not expire

   Limitations

   • −Free plan has only 50 AI credits a month
   • −Separate app, not an Excel or Sheets add-on
   • −No published user count

   SummarySourcetable is the best choice for students and analysts who want a free AI spreadsheet with a SQL editor and Python on the $29 Pro plan. Teams tied to Excel or Google Sheets files should stay with Copilot or Gemini.

10. 10

    Better Analyst (formerly Formula Bot)

    Formula Bot's successor: an AI analytics app that connects data sources and produces analyses, dashboards and automated data flows.

    7.1overall

    Formula Bot's successor: an AI analytics app that connects data sources and produces analyses, dashboards and automated data flows.

    Best forSmall businesses and agencies that want AI dashboards without an analytics team

    Formula Bot is now called Better Analyst, and the company says the same accounts and workflows carry over. The product has grown from a formula generator into an analytics app: you connect files, spreadsheets, Google Analytics, ad platforms or warehouses such as BigQuery and Snowflake, then ask questions and get charts, dashboards, reports or scheduled data flows. The free formula generators for Excel and Google Sheets are still on the site. The free plan includes 10 chat messages and 100 AI credits a month with 1 connected data source. Pro costs $30 a month billed monthly with unlimited chat; AI credits are used only for bulk jobs such as PDF pages or row enrichment, and top-ups cost $10 per 1,000. Team costs $149 a month for 5 people, with $15 for each extra person and free viewers. Better Analyst does not publish a user count, so we scored adoption conservatively.

    Strengths

    • +Free plan with 10 chat messages and 100 AI credits a month
    • +Chat, charts and dashboards do not use AI credits on paid plans
    • +Team plan includes 5 people at one price

    Limitations

    • −Rebranded from Formula Bot, so older guides use the previous name
    • −No published user count
    • −Free plan allows only 1 connected data source

    SummaryBetter Analyst is the best choice for small businesses that want AI dashboards from connected data because Pro includes unlimited chat for $30 a month. Analysts who only need formulas can use its free generators or GPTExcel.

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